Most Popular Finance Apps Of 2019 For Getting Instant Loan


Leading financial institutions and NBFCs have developed various instant loan apps in India to ease the process of application and manage your advances conveniently. These apps are easy to use and offer a host of several other benefits that enhance the user experience. The use of such loan apps helps the customers to keep track of their loan accounts as well and apply as they want.

With the help of such finance apps, you can avail instant cash to cater to several urgencies and fill the required financial gaps. There are large numbers of loan apps in India which helps you to get instant approval on the loans. With the use of such apps, user can easily apply, manage and avail the loans.

Popular Loan Apps for Android & IOS are:

Given below are the list of some of the popular online loan apps that you can make use to manage your advances, such as –  

  • Bajaj Experia

    It is one of the most preferred and one of the best instant loan apps in India. With the Bajaj Finserv Experia App, you can a regular check on your transactions, apply for advances, contact the lender, raise a query or request, lodge complaints, check the status of your application, gather necessary information on previous loans, calculate EMIs, make your payments, etc. This app also helps you access the pre-approved offers that reduce application processing time and help you avail finances or related services with ease. These offers are available on several financial products such as home loans, personal loans, business loans, etc. To check your pre-approved offer, share only minimal details like your name and phone number.

  • India Lends

    The app offers instant cash within 48 hours. The advances are offered at minimal interest rates along with faster disbursal and convenient application process.

  • NIRA

    Such finance apps offer a line of credit to support the salaried employees financially. The repayment tenor ranges from 3 months to one year and borrowers can avail a hefty sum that ranges between Rs. 3,000 and Rs.1 lakh. Besides, the interest rate is highly affordable and depends on the amount of avail.

  • Capital First Limited

    You can avail a sum between Rs.1 lakh and Rs.25 lakh as per your financial requirement. The repayment tenor allowed varies between 1 year and 5 years. Also, the approval is fast and your application can be sanctioned within 2 minutes, considering you meet all the requirements.

  • Smart Coin

    With such apps, you can avail a considerable short-term loan amount of up to Rs.25,000 depending on your financial stability. This app is user-friendly and helps you to manage your loan account with ease.

  • Lazy Pay

    This app is powered by PayU and is one of the preferred instant loan apps in India. The app aims to offer an amount of up to Rs.1 lakh with affordable EMIs to reduce the burden on the borrower’s pocket.

  • mPokket

    This app offers instant cash of as low as Rs.500. It is considered a reliable loan app for college students and helps them manage immediate fund crunches. The amount sanctioned is transferred through mobile wallets such as Paytm. Besides, it offers a flexible repayment tenor that ranges between 1 month and 3 months to help students pay the amount with ease.

  • Rupeelend

    Launched in 2015, this app approves short-term loans. To make cash easily available, this app sanctions credits within 3 minutes and is one of the most trusted apps in India.

  • PaySense

    It aims to make the process of availing advances easy. You can avail a sum of Rs.5 lakh by filling an application form with minimal details and submitting specific documents to prove your income and address.

  • MoneyView

    A considerable sum of Rs.5 lakh can be availed at an affordable interest rate of up to 24% and processing fee that varies between 2.5% and 4% with this app. You are not required to submit any physical documents and can upload the same on the app.

These Android loan apps also offer other facilities such as push notifications to be alerted as and when your application is approved or when the repayment date approaches. Besides, you can also use these apps to pay your EMIs or pre-pay or foreclose your loans. Users can also view and manage the active loans and get all the notifications in just a single click. It is easy to check the statement with the online loan apps.

Apart from the above list of apps, there are other apps which are famous among the users such as LoanTap, KreditBee, Anytime Loan, Opta Credit, Olly Credit, etc. that you can make use of to apply for advances and manage your loan accounts.