Here Are The Tips to Apply for Bajaj Cards Online

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As per a recent report by Medianama, 52.6 million credit cards were active in September 2019, which is a 10.8 million addition from the previous year. This rising popularity of credit cards is because of the fact that consumers can acquire finances as credit for their everyday needs with ease.

Credit card users can claim benefits such as welcome bonuses, cashbacks and reward points, emergency loan on credit card, cash withdrawal, etc. Considering the beneficial features, it is natural for consumers to opt for leading credit cards such as Bajaj card.

Online application for credit cards can be processed conveniently and effortlessly if a user is well-versed with the procedure and takes care of certain important considerations. Here are some tips that can help applicants of Bajaj Finserv RBL Bank credit card online.

  • Qualify the eligibility conditions

Before applying for a Bajaj card online, there are certain pointers individuals should consider to avoid rejection of the application.

  • Applicant must be an Indian resident with age between 25 years to 65 years of age.
  • Candidate must bear a CIBIL score around or above 750.
  • Candidate must not be a credit defaulter and should have a healthy repayment history.

As the chances of approval of application depend majorly upon these constraints, an applicant must make sure that they meet such eligibility terms as mandated by the issuer. A decent credit score is an integral requirement to avail a credit card with the most beneficial terms. Conversely, individuals can also use a credit card to improve their credit score as well, although such cards are primarily secured credit cards. Repaying credit outstanding in full, paying before the due date, using below 60% of the credit limit are some of the best ways to do so.

Candidates looking for a card with a high credit limit can improve their credit score and try meeting the eligibility terms to increase the chances of application approval.

  • Produce all required documents during application

Candidates should keep the following documents ready in support of their Bajaj Finserv RBL Bank credit card application to experience a hassle-free application procedure.

  • Proof of identity (Aadhaar card, PAN card, Voter ID card, driving license, passport, etc.)
  • Proof of address (Electricity bill, ration card, passport, telephone bill, Voter ID, etc.) 
  • Proof of income (Latest salary slip, Income tax return receipt, Form 16, etc.)
  • Age proof (Birth certificate, tenth standard school certificate, Passport, Voter ID, etc.)

Therefore, applicants must file Income tax returns in time and should have the receipts handy whenever needed for successful completion of credit card application.

  • Opt for pre-approved offers

Non-banking financial companies like Bajaj Finserv provides pre-approved offers on credit cards. These offers facilitate applicants with an easy and hassle-free application procedure. Individuals can avail benefits of pre-approved offers on multiple financial products such as home loans, personal loans, business loans, etc. Check out your pre-approved offer within seconds by submitting name and contact number.

  • Fill up and submit the application form online

To apply for Bajaj Finserv RBL Bank credit card online, follow the below steps as mentioned.

Step 1 – Refer to the official website of Bajaj Finserv and fill up the credit card application form.

Step 2 – Validate the details with a one-time password (OTP) received on the registered mobile number.

Step 3 – Individuals can check the pre-approved offers as provided for Bajaj card.

Step 4 – Individuals need to select their preferred RBL Bank Credit Card from the list according to their spending habits.

Step 5 – Cards will be issued on successful submission of the application and verification.

Applying for a Bajaj card online can get easier by keeping these tips in mind. Individuals planning to avail a credit card online should adhere to these pointers before applying for it. Candidates who don’t meet the eligibility conditions may find it difficult to have their applications approved. To benefit from the most feature-rich credit card variant, it is vital to satisfy as much of the eligibility criteria as possible.